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  Understanding Tax-Saving Fixed Deposits: Eligibility, Benefits, and Interest Rates

  Financial Services - - February 18, 2025

  Tax saving on fd (FDs) offer tax benefits under Section 80C of the Income Tax Act, allowing deductions up to ₹1.5 lakh annually. These FDs come with a 5-year lock-in period, ensuring disciplined savings. Despite the lock-in, they are a safe investmen...

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  How to Avoid Penalties When Closing an FD Before Maturity

  Financial Services - - February 7, 2025

  Premature withdrawal of a fixed deposit (FD) can impact your returns due to penalty charges and reduced interest rates. Most banks and NBFCs levy a penalty ranging from 0.5% to 1% on the applicable interest rate. Additionally, break FD before maturit...