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What Is a Private Mortgage? Abbotsford

Published date: August 21, 2025
  • Location: Abbotsford, Abbotsford, British Columbia, Canada

If you’re wondering what is a private mortgage, it’s a loan offered by an individual, investor, or private company instead of a bank. A private mortgage is often used when borrowers don’t qualify for traditional financing due to credit issues, self-employment, or unique income situations. It works through a legal agreement where the lender provides funds for the property, and the borrower repays with interest. Private mortgages are flexible and fast but usually come with higher interest rates.


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